Technology advancement providing mobile and internet banking services are anticipated to offer rife growth opportunities for the global Corporate Lending Market growth

Corporate lending is a loan given to businesses for various commercial purposes. The organizations could be small, medium, and large-scale industries besides individual entrepreneurs. Rising spending on infrastructure, speedy project implementation, new policy reforms are the key influencers of global corporate lending market growth.

Additionally, mobile and internet banking services, lower interest rates, government financial reforms to boost the economy are poised to bring a robust growth opportunity for the global corporate lending market. This is expected to provide further impetus to market growth which may reach close to USD 8890.67 billion by 2028 with an annual growth rate of 16.6% from 2021 to 2028.

The market is dependent on the developments in the digital disbursements. Different types of loans that provide financing to corporate entities is also referred to corporate business lending. For example, term loan, working capital finance, or infrastructure finance.

The global corporate lending market is undergoing rapid change, more specifically due to advancements in the countries across developed regions such as Europe and North America. The traditional banks are facing immense competition with emergence of non-bank lenders. Nevertheless, several players in the global competitive landscape of global corporate lending market are stressing in the advancements of service delivery backed by technological milestones.

This is allowing them enhance customer experience and give a competitive edge to their firm. These developments are estimated to fortify the position of the players in the commercial lending market.

Although, the corporate business lending globally is well capitalized and stands at a greater growth, the global corporate lending market was adversely affected by the Covid-19 outbreak as the economic activities declined sharply during the period. The firms faced greater financial stress and credit. In contrast, the current situation states that with economic activities gaining momentum, the global corporate lending market is experiencing positive growth.

Moreover, rising adoption of micro lending, surge in potential entrepreneurs, expansion activities of established firms, digital lending, transaction, and other banking services are boosting the global corporate lending market.

The Adroit Market Research Report on the global corporate lending market provides an in-depth assessment and addresses the emerging market in a global context. The report pays special attention to current market status, market scenarios, highlights issues that could pose risk to the market players and stability of overall market. The report also discusses the competitive landscape highlighting key information of well-established and emerging players in the digital lending market. The report contains study of financial ramifications of covid on the market. The report contains analytical chapters on market structure, and systematic issues relevant to the corporate loan market.

The report highlights the policy reforms that are strengthening the market, debt management practices, and framework implemented by the financial institutions in the market. The report attempts to give a comprehensive assessment of all the significant market aspects while focusing on leading players, segments, and regions. The report highlights the competitor developments and market trends in the global corporate lending market.

Financial lenders dominating the corporate provide flexibility in engaging with start-ups, offer additional services to qualify for big as well as small loans, digital transactions, online payments services in remote areas, etc. Moreover, they have extensive branch systems, and are advantageous in getting lower interest rate corporate loans. Moreover, they are pursuing strategic initiatives such as partnerships, mergers and acquisitions to expand internationally and reach the target markets.

Depending on different segments the market is classified into service provider segments namely traditional banks, non-bank lenders, micro finance, and other. The traditional banks segment dominated the global corporate lending market and is poised for better growth in future. The traditional banks offer more options, wealth management and investment services, convenient as the have ATM’s and locations in remote areas, and offer flexibility. These are some key factors growth of this segment.

Based on the core segment types comprising end-user, global corporate lending market is broadly segregated into SMES, individual, and companies. The SMEs held the largest market share of global corporate lending market increasing high disposable incomes leading to investment in SME businesses, mobile and internet banking services, low interest rates offered to the SMEs are the key factors driving growth of SMEs in global corporate lending market.

North America accounted to highest shareholding in global corporate lending market due to increase in working population, high demand for banking and related services, high scope for innovation, mobile and internet banking services, and government financial reforms for boosting the economy. APAC is also the dominant region in the market owing to increases micro lending activities, government reforms, extension of ATM facilities in remote areas, and increasing private and public sector participation.  

Corporate lenders offering consumer-friendly payment options and other enhanced services are Bank of America Merril Lynch, Credit Suisse, ICBC, HSBC, Macquarie, Citi, Deutsche, Wells Fargo, UBS, RBC, Scotiabank, Rothschild, Blackstone, JP Morgan, BAML, Morgan Stanley, and Goldman Sachs.

Key Segments of the Global Corporate Lending Market

Service Provider Overview, 2018-2028 (USD Billion)

• Traditional banks
• Non-bank lenders
• Micro finance
• Others

End User Overview, 2018-2028 (USD Billion)

• Companies
• Individuals
• SMEs

Regional Overview, 2018-2028 (USD Billion)

North America

• U.S.
• Canada

Europe

• Germany
• UK
• France
• Rest of Europe

Asia Pacific

• China
• Japan
• India
• Rest of Asia-Pacific

South America

• Brazil
• Mexico
• Rest of South America

Middle East and Africa