Global Peer to Peer (P2P) Lending Market Size by Type (Business Lending and Consumer Lending), by Region (North America, Europe, Asia Pacific, Latin America, and Middle-East & Africa) and Forecast 2018 to 2025
May 08 2019
Total Pages: 80
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Previously in 2017, the global Peer to Peer (P2P) Lending market size was valued at USD 231.09 billion and estimated to project the rise with a significant growth rate over the forecast period. After the financial crisis in 2008, financial and banking institutions are taking efforts to deleverage traditional market and market loss risk by divulging in alternative lending activities such as crowdfunding, Peer to Peer (P2P) Lending. However, this has led to the decrease in loan finance for small and medium-sized businesses and individual borrowers as they are considered to be risky by the traditional banks as they might not be able to repay the loans at all.
-Lending-Market-Revenue-(USD-Billion).png "Global Peer to Peer (P2P) Lending Market Revenue (USD Billion)")
The global Peer to Peer (P2P) Lending market is driven by key factors such as increasing developments on account of improvement in knowledge of leading at the marketplace, and improved limpidity for investment, lesser operating cost and low market risk, and slashed rates of interest to consumers. Moreover, the peer-to-peer industry has conquered a long required need for an alternative lending platform considering a comparison with the traditional banking system.
Leading players of the global Peer to Peer (P2P) Lending market include Zopa, Prosper Marketplace, Lending Club, Funding Circle, Upstart, SoFi, RateSetter, China Rapid Finance, PPDAI Group, and Funding Societies.
Key segments of the global Peer to Peer (P2P) Lending market
Type Overview, 2015-2025 (USD million)
- Consumer Lending
- Business Lending
Regional Overview, 2015-2025 (USD million)
- North America
- US
- Canada
- Europe
- United Kingdom
- France
- Germany
- The Netherlands
- Nordic
- Spain
- Central & Eastern Europe
- Italy
- Asia Pacific
- India
- South Korea
- Japan
- Taiwan
- Australia
- New Zealand
- Indonesia
- Malaysia
- Singapore
- Rest of Asia Pacific
- Central & South America
- Mexico
- Chile
- Brazil
- Rest of Central & South America
- Middle East & Africa
Reasons for the study
- The study assesses the dynamics and movement of the global Peer to Peer (P2P) Lending market across various geographies
- While studying the global Peer to Peer (P2P) Lending market, we observed that the demand for its products was tremendous in North America and the Asia Pacific
- The market is fragmented and major players have their presence across the globe.
What does the report include?
- The study on the global peer-to-peer market includes qualitative factors such as value chain analysis, drivers, and restraints and comparatives landscape
- The study covers the qualitative and quantitative analysis of the market segmented on the basis of types and region. Moreover, the study provides similar information for the key geographies
- Actual market sizes and forecasts have been provided for all the above-mentioned segments
- The study includes the profiles of key players in the market with a significant global and/or regional presence
Who should buy this report?
- The report on the global peer-to-peer market is suitable for all the players across the value chain including industries such as banking, financial services, and insurance.
- Venture capitalists and investors looking for more information on the future outlook of the global peer-to-peer market
- Consultants, analysts, researcher, and academicians looking for insights shaping the global peer to peer lending market
Peer to Peer (P2P) Lending companies have stepped-in, to make the most chance out there to assist grow small size business borrower’s desires. Most of the small size business lending platforms use machines and digital tools to produce credit facility to a large variety of small businesses quickly and expeditiously, predominantly to those that have been rejected by banks. Thus, small businesses act as a significant user in the Peer to Peer (P2P) Lending market. As an example, small size businesses type the backbone of the U.S. economy of all jobs, according to the U.S. small business administration. And these businesses want capital so as to grow.
Moreover, in Indian Fintech space, Peer to Peer (P2P) Lending has emerged as a force of reckoning in 2018. P2P lending is being considered as a credible financing option which is effectively revolutionizing the way lending and borrowing is done currently. Reserve Bank of India has regulated the Peer to Peer (P2P) Lending, thus the sectors has projected a high growth trajectory in the area of alternate fianancing in 2018.
Based on the type, the global Peer to Peer (P2P) Lending market is categorized into consumer lending and business lending. The traditional P2P model generally exists on a large-scale basis mostly in developing regions. However, this is mainly due to minimum availability of modern technologies which makes companies adopt the P2P model.
-Lending-Market-Revenue,-by-type.png "Global Peer to Peer (P2P) Lending Market Revenue, by type 2017 & 2025 (USD Billion)")
Discussing the regional view, the global Peer to Peer (P2P) Lending market is a wide range to North America, Europe, Asia Pacific, South Africa, and Middle East & Africa. Peer to Peer (P2P) Lending market share has gained a lot of investments and controversies in China in 2015.
However, investors weren’t impressed by the low rates offered by traditional banks in China, therefore, P2P service providers handled shadow banking in lieu of getting better returns. The Peer to Peer (P2P) Lending market is fully based on online platforms and permits effective access for borrowers and lenders.
In China, the model has been rapidly adopted by alternate banking systems and has conjointly attracted venture capital. Over the past 2 years, the Peer to Peer (P2P) Lending market share of vendors in China has nearly raised in tripled. Despite a number of China’s headline-grabbing P2P loans area unit rising. In 2015, the Chinese government discharged a replacement set of rules targeting peer-to-peer loans. These rules are aimed to offer much-need protection to investors and operational pointers for P2P operators.
Previously in 2017, the global Peer to Peer (P2P) Lending market size was valued at USD 231.09 billion and estimated to project the rise with a significant growth rate over the forecast period. After the financial crisis in 2008, financial and banking institutions are taking efforts to deleverage traditional market and market loss risk by divulging in alternative lending activities such as crowdfunding, Peer to Peer (P2P) Lending. However, this has led to the decrease in loan finance for small and medium-sized businesses and individual borrowers as they are considered to be risky by the traditional banks as they might not be able to repay the loans at all.
The global Peer to Peer (P2P) Lending market is driven by key factors such as increasing developments on account of improvement in knowledge of leading at the marketplace, and improved limpidity for investment, lesser operating cost and low market risk, and slashed rates of interest to consumers. Moreover, the peer-to-peer industry has conquered a long required need for an alternative lending platform considering a comparison with the traditional banking system.
Leading players of the global Peer to Peer (P2P) Lending market include Zopa, Prosper Marketplace, Lending Club, Funding Circle, Upstart, SoFi, RateSetter, China Rapid Finance, PPDAI Group, and Funding Societies.
Key segments of the global Peer to Peer (P2P) Lending market
Type Overview, 2015-2025 (USD million)
- Consumer Lending
- Business Lending
Regional Overview, 2015-2025 (USD million)
- North America
- US
- Canada
- Europe
- United Kingdom
- France
- Germany
- The Netherlands
- Nordic
- Spain
- Central & Eastern Europe
- Italy
- Asia Pacific
- India
- South Korea
- Japan
- Taiwan
- Australia
- New Zealand
- Indonesia
- Malaysia
- Singapore
- Rest of Asia Pacific
- Central & South America
- Mexico
- Chile
- Brazil
- Rest of Central & South America
- Middle East & Africa
Reasons for the study
- The study assesses the dynamics and movement of the global Peer to Peer (P2P) Lending market across various geographies
- While studying the global Peer to Peer (P2P) Lending market, we observed that the demand for its products was tremendous in North America and the Asia Pacific
- The market is fragmented and major players have their presence across the globe.
What does the report include?
- The study on the global peer-to-peer market includes qualitative factors such as value chain analysis, drivers, and restraints and comparatives landscape
- The study covers the qualitative and quantitative analysis of the market segmented on the basis of types and region. Moreover, the study provides similar information for the key geographies
- Actual market sizes and forecasts have been provided for all the above-mentioned segments
- The study includes the profiles of key players in the market with a significant global and/or regional presence
Who should buy this report?
- The report on the global peer-to-peer market is suitable for all the players across the value chain including industries such as banking, financial services, and insurance.
- Venture capitalists and investors looking for more information on the future outlook of the global peer-to-peer market
- Consultants, analysts, researcher, and academicians looking for insights shaping the global peer to peer lending market
Chapter 1 Executive Summary
Chapter 2 Research Methodology
2.1 Research approach
2.2 Scope, definition, and assumptions
2.3 Data sources
Chapter 3 Market Outlook
3.1 Introduction
3.2 Key trends
3.2.1 Market drivers
3.2.2 Market restraints
3.2.3 Market opportunities
3.4 Value chain analysis
Chapter 4 Peer to Peer (P2P) Lending Market Overview, By Type
4.1 Global Peer to Peer (P2P) Lending market share, by product, 2017 & 2025
4.2 Consumer Lending
4.2.1 Market size & projections, 2015 – 2025
4.3 Business Lending
4.3.1 Market size & projections, 2015 – 2025
Chapter 5 Peer to Peer (P2P) Lending Market Overview, By Region
5.1 Global Peer to Peer (P2P) Lending market share, by region, 2015 & 2025
5.2 North America
5.2.1 Market size & projections, 2015 – 2025
5.2.2 Market size & projections, by type, 2015 – 2025
5.2.5 U.S.
5.2.5.1 Market size & projections, 2015 - 2025
5.2.5.2 Market size & projections, by type, 2015 – 2025
5.2.6 Canada
5.2.6.1 Market size & projections, 2015 - 2025
5.2.6.2 Market size & projections, by type, 2015 – 2025
5.3 Europe
5.3.1 Market size & projections, 2015 – 2025
5.3.2 Market size & projections, by type, 2015 – 2025
5.3.5 France
5.3.5.1 Market size & projections, 2015 - 2025
5.3.5.2 Market size & projections, by type, 2015 – 2025
5.3.6 UK
5.3.6.1 Market size & projections, 2015 – 2025
5.3.6.2 Market size & projections, by type, 2015 – 2025
5.3.5 Germany
5.3.5.1 Market size & projections, 2015 - 2025
5.3.5.2 Market size & projections, by type, 2015 – 2025
5.4 Asia Pacific
5.4.1 Market size & projections, 2015 – 2025
5.4.2 Market size & projections, by type, 2015 – 2025
5.4.5 India
5.4.5.1 Market size & projections, 2015 - 2025
5.4.5.2 Market size & projections, by type, 2015 – 2025
5.4.6 South Korea
5.4.6.1 Market size & projections, 2015 - 2025
5.4.6.2 Market size & projections, by type, 2015 – 2025
5.4.5 Japan
5.4.5.1 Market size & projections, 2015 - 2025
5.4.5.2 Market size & projections, by type, 2015 – 2025
5.4.8 China
5.4.8.1 Market size & projections, 2015 - 2025
5.4.8.2 Market size & projections, by type, 2015 – 2025
5.5 Central & South America
5.5.1 Market size & projections, 2015 – 2025
5.5.2 Market size & projections, by type, 2015 – 2025
5.5.5 Brazil
5.5.5.1 Market size & projections, 2015 - 2025
5.5.5.2 Market size & projections, by type, 2015 – 2025
5.5.6 Mexico
5.5.6.1 Market size & projections, 2015 - 2025
5.5.6.2 Market size & projections, by type, 2015 – 2025
5.6 Middle East & Africa
5.6.1 Market size & projections, 2015 – 2025
5.6.2 Market size & projections, by type, 2015 – 2025
Chapter 6 Company Profiles
6.1 Zopa
6.1.1 Company Overview
6.1.2 Type offerings
6.1.3 Financial performance
6.1.4 Recent Initiatives
6.2 Prosper Marketplace
6.2.1 Company overview
6.2.2 Type offerings
6.2.3 Financial performance
6.2.4 Recent Initiatives
6.3 Lending Club
6.3.1 Company overview
6.3.2 Type offerings
6.3.3 Financial performance
6.3.4 Recent Initiatives
6.4 Funding Circle
6.4.1 Company overview
6.4.2 Type offerings
6.4.3 Financial performance
6.4.4 Recent Initiatives
6.5 Upstart
6.5.1 Company overview
6.5.2 Type offerings
6.5.3 Financial performance
6.6 SoFi
6.6.1 Company overview
6.6.2 Type offerings
6.6.3 Financial performance
6.6.4 Recent Initiatives
6.5 RateSetter
6.5.1 Company Overview
6.5.2 Type offerings
6.5.3 Financial performance
6.5.4 Recent Initiatives
6.6 China Rapid Finance
6.6.1 Company overview
6.6.2 Type offerings
6.6.3 Financial performance
6.9 PPDAI Group
6.9.1 Company Overview
6.9.2 Type offerings
6.9.3 Financial performance
6.9.4 Recent Initiatives
6.10 Funding Societies
6.10.1 Company Overview
6.10.2 Type offerings
6.10.3 Financial Performance
6.10.4 Recent Initiatives